We will say that we commend any effort to save for the future. A household's financial capacity determines whether to save for retirement and/or college. If a choice must be made between the two--choose retirement. If you are fortunate enough to be able to save for one or both, we'd encourage a consultation with a certified financial planner through your preferred financial institution to discuss the best investment vehicles.
And get this--your children, even if very young, can learn to save, too. Check out "For me, for you, for Later" brought to us all by Sesame Street.
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